Call: (661)310-8215
Valley Short Sale Expert
Lauren Nemeschansky
Remax of Santa Clarita short sale
Up side down?
short sale google  plus page
google places valley short sale expert
santa clarita realtors facebook page
call short sale specialist santa clarita short sale news letter

If you are interested in finding out what the value of current home is, please click below for a free online market analysis of your home's value. Nobody will come to your home, it is 100% online and confidential.

valencia realtor gives a CMA
short sale prequalication form

Find out if you qualify for a short sale and if a short sale is your best option. Please fill out this confidential no obligation form.

Information requested
*Required fields

For updated information about short sales follow my

valley short sale blog

Complementary restaurant coupon. No purchase nesessary. Coupons change monthly.

free santa clarita restarant coupon by valencia realtor

Examples of short sale approval letters

Short Sale
Short Sale, Approval Letters, Short Sale Realtor
Here are some examples of short sale approval letters from different lenders and banks. Some of these are traditional or standard short sales approval letters Home Affordable Program, HAFA short sales with Bank of America or Chase and VA approved short approval sale letters. I have successfully completed short sales with almost every lender:

Some of the letters are for the release of one mortgage note some of the letters are for both the first and second mortgage note. The most important item to look for in a short sale approval letter is some sort of wording from the lender that states that the homeowner or borrower is no longer responsible for the amount of the note or that the debt is considered “settled” or “paid off.” This is a major concern where there was a second or equity line mortgage taken out on the home since that is where homeowners can run into trouble being still held responsible for that loan money even after a home is sold unless they receive a short sale approval letter for their second loan which mentions that the debt will be forgiven or considered paid off or settled .

It is important that a short sale approval letter is given for each loan on the home with the loan number of the loan which is being forgiven listed on that letter. Sometimes the letters sent for the first and second loan appear very different in their writing and terms from the lender. Other times the letters sent for the first and second loan are identical but with a different loan number printed on each page. Obviously here I had to delete the loan numbers and private information for public viewing but each letter did have the loan number of each loan printed on the front page. It is also important to check that the loan number on the approval letter is correct for the homeowner’s protection. Please contact me with any questions about understanding the terms of any of these letters or for a confidential consultation about short sales and any other foreclosure avoidance alternatives available.

Return to Valley Short Sale Expert

Contact Information

ReMAX of Santa Clarita
Valley Short Sale Expert
25101 The Old Road #232
Santa Clarita, Ca 91381

Phone: 661-310-8215
URL of Map

Other websites:

About Lauren

REmax real estate agent
Lauren Nemeschansky is a REMAX
Real Estate agent serving
all of Santa Clarita,
Valencia, Stevenson Ranch,
Saugus, Canyon Country,
Newhall and Castaic.
San Fernando Valley and Los Angeles
HAFA short Sale Expert
CDPE certified real estate agent
M.S. Degree from California State University, Northridge
Real Estate License DRE#0172935:

Valley Short Sale Expert      Why Short Sale       What is A Short Sale?      HAFA Short Sale      About Lauren      Loan Modifications      Divorce and Real Estate        Site Map

Short Sale Realtor Serving: Santa Clarita, Valencia, Stevenson Ranch, Saugus, Canyon Country, Castaic, Newhall
Copyright © 2013 All Rights Reserved. Valley Short Sale Expert, Lauren Nemeschansky
Lauren Nemeschansky is a Licensed REMAX Real Estate Agent DRE#0172935       Google
All information provided is deemed reliable but not necessarily accurate, neither Lauren Nemeschansky nor REMAX of Valencia shall be held liable for any inaccuracies or results thereof. This website and the information provided herein is for general educational purposes and is not meant to provide solutions for debt or mortgage problems or substitute for the counsel of a professional. Distressed homeowners are recommended to seek the advice of an attorney and tax professional. All rights to the content of this website are reserved and shall not be sold, duplicated, used or published in any manner without the express and written permission of Lauren Nemeschansky