Call: (661)310-8215
Valley Short Sale Expert
Lauren Nemeschansky
Remax of Santa Clarita short sale
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HAFA Short Sale with Chase JP Morgan Bank

HAFA Short Sale, approval letter, Chase JP Morgan Bank, Short Sale Realtor

Short sale approval letter from Chase Bank JP Morgan Bank under the HAFA program

The owner was approved for the short sale and completed the sale without ever missing a mortgage payment, therefore her credit remained intact. The hardship was a relocation rather than financial and was an imminent future hardship

The owner wanted to move out of state so she could be closer to her parents and live and work where expenses were lower than California. Also her daughter was ready to graduate high school so she decided that it would be a good time to move out of state and short sale her home in Canyon Country California. The reason for the hardship was that she could not afford to both keep up her mortgage payments which she had never missed and pay a rent on her new out of state home. The owner had a very good job in middle management and did not have a current financial hardship.

Chase JP Morgan Bank took a loss of over $300,000 for the house and paid the owner $3,000 The owner had purchased the home for $610,000 and the value had dropped almost in half to little over $300,000, all of which was forgiven as settled by the lender. We used the words “imminent hardship” in describing that she had to move and could not pay both her current mortgage and a new rent. This meant that although she did not currently have a financial hardship she would soon be having one in the very near future once she moves away. We also explained that we would rather short sale the home now while it was occupied by the owner and her family and was being kept up in good condition rather than leave the house vacant and risk vandalism and dilapidation of the home and landscaping which would cause a further drop in market value.

The short sale was approved quickly in only 30 days and the owners credit was unharmed The bank approved our Homes Affordable Program, HAFA short sale in only 30 days and the owner never missed a payment on her mortgage. The owner also received a $3,000 moving allowance from Chase JP Morgan Bank.

Short Sale Approval Letter

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Contact Information

ReMAX of Santa Clarita
Valley Short Sale Expert
25101 The Old Road #232
Santa Clarita, Ca 91381

Phone: 661-310-8215
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About Lauren

REmax real estate agent
Lauren Nemeschansky is a REMAX
Real Estate agent serving
all of Santa Clarita,
Valencia, Stevenson Ranch,
Saugus, Canyon Country,
Newhall and Castaic.
San Fernando Valley and Los Angeles
HAFA short Sale Expert
CDPE certified real estate agent
M.S. Degree from California State University, Northridge
Real Estate License DRE#0172935:

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Short Sale Realtor Serving: Santa Clarita, Valencia, Stevenson Ranch, Saugus, Canyon Country, Castaic, Newhall
Copyright © 2013 All Rights Reserved. Valley Short Sale Expert, Lauren Nemeschansky
Lauren Nemeschansky is a Licensed REMAX Real Estate Agent DRE#0172935       Google
All information provided is deemed reliable but not necessarily accurate, neither Lauren Nemeschansky nor REMAX of Valencia shall be held liable for any inaccuracies or results thereof. This website and the information provided herein is for general educational purposes and is not meant to provide solutions for debt or mortgage problems or substitute for the counsel of a professional. Distressed homeowners are recommended to seek the advice of an attorney and tax professional. All rights to the content of this website are reserved and shall not be sold, duplicated, used or published in any manner without the express and written permission of Lauren Nemeschansky