Call: (661)310-8215
Valley Short Sale Expert
Lauren Nemeschansky
Remax of Santa Clarita short sale
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GMAC Short Sale

Short Sale, Foreclosure, Short Sale Realtor
GMAC holds many mortgage notes in the Santa Clarita and San Fernando Valley area. They are participants in the government Home Affordable Foreclosure Alternative Program, HAFA where a borrower or homeowner who is upside down on the mortgage can be allowed to short sale the home and receive several thousand dollars in moving incentives from the bank.
GMAC also has a program where after conducting a BPO appraisal, they will pre-approve the short sale of a home so that when the home is listed for the preapproved price they will quickly allow it to be short sold at that price and give the owner some money and release them from debt . GMAC will preapprove a short sale in advance for both a HAFA short sale and a traditional short sale. The main difference is that with the traditional also called standard short sale, the owner does not receive money for the moving incentive but they still have their debt considered “paid” by GMAC and any other lenders on the home.
GMAC has recently announced that it will no longer be accepting new loan applications. GMAC mortgage accounts will be taken over by both OCWEN and Green Tree Mortgage companies. Customers of GMAC should be receiving contact information for those companies in the mail notifying them as to which of those lenders will be now servicing their loan.
If you are a GMAC customer and want to find out who your loan was transferred to then you can call OCWEN Customer Care at 800-766-4622 They will inform you as to who the new holder of your note will be and give you contact information.
If you are having problems paying your mortgage and believe you may need to do a short sale then the contact at the new lender’s customer care and short sale department will help you with that and provide information about your foreclosure alternative options available.
You will be asked to prepare a short sale package to submit to either Green Tree or OCWEN;
This will include;
2 months pay stubs
2 months of all bank account statements, all pages
2 years tax returns, include all pages and all signatures
A budget worksheet of all income and all expenses
A letter of hardship explaining why you need to short sale your home.
Your short sale realtor can help you prepare your package. You have the right to and should choose your OWN real estate agent to sell your home you do not have to use anyone recommended by the bank, who is usually their REO, foreclosure real estate agent , you need someone who will look out for your best interests rather than the bank’s.
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Contact Information

ReMAX of Santa Clarita
Valley Short Sale Expert
25101 The Old Road #232
Santa Clarita, Ca 91381

Phone: 661-310-8215
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About Lauren

REmax real estate agent
Lauren Nemeschansky is a REMAX
Real Estate agent serving
all of Santa Clarita,
Valencia, Stevenson Ranch,
Saugus, Canyon Country,
Newhall and Castaic.
San Fernando Valley and Los Angeles
HAFA short Sale Expert
CDPE certified real estate agent
M.S. Degree from California State University, Northridge
Real Estate License DRE#0172935:

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Short Sale Realtor Serving: Santa Clarita, Valencia, Stevenson Ranch, Saugus, Canyon Country, Castaic, Newhall
Copyright © 2013 All Rights Reserved. Valley Short Sale Expert, Lauren Nemeschansky
Lauren Nemeschansky is a Licensed REMAX Real Estate Agent DRE#0172935       Google
All information provided is deemed reliable but not necessarily accurate, neither Lauren Nemeschansky nor REMAX of Valencia shall be held liable for any inaccuracies or results thereof. This website and the information provided herein is for general educational purposes and is not meant to provide solutions for debt or mortgage problems or substitute for the counsel of a professional. Distressed homeowners are recommended to seek the advice of an attorney and tax professional. All rights to the content of this website are reserved and shall not be sold, duplicated, used or published in any manner without the express and written permission of Lauren Nemeschansky