Call: (661)310-8215
Valley Short Sale Expert
Lauren Nemeschansky
Remax of Santa Clarita short sale
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Find out if you qualify for a short sale and if a short sale is your best option. Please fill out this confidential no obligation form.

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Compromise Sale Program for Veterans: Short sale programs for Veterans

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The Compromise Sale program is offered by the Department of Veterans Affairs. The Veterans Administration pays a “compromise claim” for the difference between what the veteran owes on the loan including sales and closing costs and what the house sells for.

A hardship must be documented in a letter by the veteran homeowner.

Situations that are considered hardships are:

  • Relocation of veteran, Veteran seller had a decrease in income making it difficult to make the mortgage payments, veteran owner had a major medical expense or expenses, death of a principal wage earner, spouse or family member.
  • Any second lien holder must be willing to release that second lien also. This would be negotiated by the Veteran’s short sale Realtor in addition to any negotiations with the VA Administration.
  • The loan must have been guaranteed by the VA to be qualified under the compromise program.
  • The shortage of the loan must not exceed the Va’s maximum guaranty amount.
  • The mortgage holder for the veteran’s loan must be a participant in the compromise program.

The veteran may qualify for a short sale under different short sale programs;

It is important to realize that even if the veteran homeowner does not qualify under the compromise program or the lender is not a participant in that particular program , the veteran home owner can still qualify for a different type of short sale program such as HAFA or traditional.

Often times the wait for a repurchase after a VA short sale is only 12 months, much faster than usual short sale.
For many situations such as a short sale of a VA loan caused by relocation the veteran owner my be qualified to repurchase a home in as little at 12 months, normally it takes 2-3 years after a short sale to repurchase another home.
Please contact me for more information and details about short selling a VA loan and the “Compromise Program” from the VA Administration and to discuss all of your options to prevent foreclosure from destroying your credit.
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Contact Information

ReMAX of Santa Clarita
Valley Short Sale Expert
25101 The Old Road #232
Santa Clarita, Ca 91381

Phone: 661-310-8215
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About Lauren

REmax real estate agent
Lauren Nemeschansky is a REMAX
Real Estate agent serving
all of Santa Clarita,
Valencia, Stevenson Ranch,
Saugus, Canyon Country,
Newhall and Castaic.
San Fernando Valley and Los Angeles
HAFA short Sale Expert
CDPE certified real estate agent
M.S. Degree from California State University, Northridge
Real Estate License DRE#0172935:

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Short Sale Realtor Serving: Santa Clarita, Valencia, Stevenson Ranch, Saugus, Canyon Country, Castaic, Newhall
Copyright © 2013 All Rights Reserved. Valley Short Sale Expert, Lauren Nemeschansky
Lauren Nemeschansky is a Licensed REMAX Real Estate Agent DRE#0172935       Google
All information provided is deemed reliable but not necessarily accurate, neither Lauren Nemeschansky nor REMAX of Valencia shall be held liable for any inaccuracies or results thereof. This website and the information provided herein is for general educational purposes and is not meant to provide solutions for debt or mortgage problems or substitute for the counsel of a professional. Distressed homeowners are recommended to seek the advice of an attorney and tax professional. All rights to the content of this website are reserved and shall not be sold, duplicated, used or published in any manner without the express and written permission of Lauren Nemeschansky