Call: (661)310-8215
Valley Short Sale Expert
Lauren Nemeschansky
Remax of Santa Clarita short sale
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short sale prequalication form

Find out if you qualify for a short sale and if a short sale is your best option. Please fill out this confidential no obligation form.

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CitiMortgage short sale and Citi Bank short sale

Short Sale, Foreclosure, Short Sale Realtor

CitiMortgage or Citi Bank holds the notes and services many of the short sales in Santa Clarita and the San Fernando Valley area of Los Angleles.

CitiMortgage participates in the US government Home Affordable Foreclosure Alternatives Program, HAFA. Qualified borrowers after having their short sale approved and their debt forgiven also paid a moving incentive of $3,000.
If you don’t qualify for the HAFA program you most likely can do a traditional short sale for a home or investment property and have your debt forgiven and not need to be repaid to CitiMortgage or other mortgage holders on the loan.
If you are having problems making your mortgage payments or feel that you need to sell your house and it is woth less than you owe or is upside down or negative in equity then you should start by contacting CitiMortgage and speaking with a bank representative at (866) 272-4749. They will ask you what you would like to do about the house, ie. keep it or sell it and will guide your from their about your options. You also can contact an experienced short sale realtor for some opinions about the options. Be aware that the bank may try to give you the contact number for one of their real estate agents but you do have the right to choose your own agent rather than use one of theirs who most likely also handles their REO’s and foreclosure properties and may have some conflicts in serving your best interest above the bank who employs them. In my opinion it would be best to contact the CitiMortgage representative for help but also a good experienced short sale realtor prior to filling out the hardship letter and forms for guidance.
CitiMortgage would also like you to complete a hardship letter and then provide them with other information which will be requested in their foreclosure alternative package or short sale package;
Letter of hardship, typically this is the first item requested by CitiMortgage
2 years tax returns, include all pages and all signatures
2 months of all bank account statements, all pages even blank ones.
2 months pay stubs
A budget worksheet of all income and all expenses

Example of Short Sale Approval Letter

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Contact Information

ReMAX of Santa Clarita
Valley Short Sale Expert
25101 The Old Road #232
Santa Clarita, Ca 91381

Phone: 661-310-8215
URL of Map

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About Lauren

REmax real estate agent
Lauren Nemeschansky is a REMAX
Real Estate agent serving
all of Santa Clarita,
Valencia, Stevenson Ranch,
Saugus, Canyon Country,
Newhall and Castaic.
San Fernando Valley and Los Angeles
HAFA short Sale Expert
CDPE certified real estate agent
M.S. Degree from California State University, Northridge
Real Estate License DRE#0172935:

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Short Sale Realtor Serving: Santa Clarita, Valencia, Stevenson Ranch, Saugus, Canyon Country, Castaic, Newhall
Copyright © 2013 All Rights Reserved. Valley Short Sale Expert, Lauren Nemeschansky
Lauren Nemeschansky is a Licensed REMAX Real Estate Agent DRE#0172935       Google
All information provided is deemed reliable but not necessarily accurate, neither Lauren Nemeschansky nor REMAX of Valencia shall be held liable for any inaccuracies or results thereof. This website and the information provided herein is for general educational purposes and is not meant to provide solutions for debt or mortgage problems or substitute for the counsel of a professional. Distressed homeowners are recommended to seek the advice of an attorney and tax professional. All rights to the content of this website are reserved and shall not be sold, duplicated, used or published in any manner without the express and written permission of Lauren Nemeschansky